Discover

Before we act, we learn about your financial scenario firsthand. Together, we uncover what’s working, and what’s not, so we can address the root cause of your problem (if any)—not just the symptoms. This phase will have fact finding sessions, complete process walk through of next steps, determine goals and set clear expectations.

Our proven tools will help uncover gaps in your portfolio which will be addressed with a smart solution.

Deliver

If discover and design has fostered meaningful discussions, this phase is a mere execution of solutions. We work on industry best solution which works for your financial goals.

We partner with market leading providers who help us deliver robust solutions to your family. Everything we do is made possible through a deep commitment to collaboration and a powerful network of inspiring experts. Our innovation ecosystem is a web of partners, programs and innovation centers that work together to enhance your offerings, increase speed to market and apply novel approaches to your challenges.

Design

SJ Financials works with you to walk you through important financial concepts, cover basics to advanced topics in a “layman” language and educate you with how each concept will help a customer in different phases of life. We stitch and design solutions based on gaps uncovered in discover phase and we dig deep to understand your financial goals. As we identify what motivates you, we help you solve for the emotions that really drive decision-making.